120 409 Swift St

Downtown, Victoria · MLS® 1047196

bedrooms: 1
bathrooms: 1
living area: 659 sq ft
parking: 1
built: 2000
type: Condo
style: Single Family

about this home

First time on the market since new! Step into this exceptionally maintained, steel-and-concrete building that feels like a modern build. This well-priced, ground-floor 1-bedroom, 1-bathroom condo (underground parking spot) with flex space o…

features

Central location
Other
Family Oriented
Pets Allowed With Restrictions
Washer
Refrigerator

what it costs per month

estimated payment

$1,835/ monthly

loan $331,920

25-year amortization

down payment20% · $82,98020%+ down: no mortgage insuranceinterest rate4.49%5-year fixed, semi-annual compoundingamortizationpayment frequency

total interest: $218,653
property transfer tax: $6,298; BC general rate
cash to close: $89,278; down + PTT
total paid: $550,573

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.