1638 Whiffin Spit Rd

Whiffin Spit, Sooke · MLS® 1047627

bedrooms: 3
bathrooms: 2
living area: 1,658 sq ft
lot: 1 sq ft
parking: 5
built: 1965
type: House
style: Single Family

about this home

Rare 0.57-acre property steps from the ocean, in the highly sought-after Whiffin Spit neighbourhood. This lovingly maintained home offers the perfect blend of West Coast charm, privacy & future potential. Inside, this character-filled home…

features

Level lot
Private setting
Other
Washer
Refrigerator
Dishwasher

what it costs per month

estimated payment

$4,375/ monthly

loan $791,200

25-year amortization

down payment20% · $197,80020%+ down: no mortgage insuranceinterest rate4.49%5-year fixed, semi-annual compoundingamortizationpayment frequency

total interest: $521,204
property transfer tax: $17,780; BC general rate
cash to close: $215,580; down + PTT
total paid: $1,312,404

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.