20 3638 Restoration Way

Royal Bay, Colwood · MLS® 1042824

bedrooms: 2
bathrooms: 2
living area: 1,361 sq ft
parking: 0
built: 2026
type: Townhouse
style: Single Family

about this home

Refined single-level living at Quarry Villas in vibrant Royal Bay — where the ocean, scenic trails, boutique shops, top dining,& endless amenities are steps away. Stunning move-in ready villa features an expansive open-concept layout anchor…

features

Central location
Level lot
Other
Family Oriented
Pets Allowed With Restrictions
Washer

what it costs per month

estimated payment

$4,202/ monthly

loan $759,920

25-year amortization

down payment20% · $189,98020%+ down: no mortgage insuranceinterest rate4.49%5-year fixed, semi-annual compoundingamortizationpayment frequency

total interest: $500,598
property transfer tax: $16,998; BC general rate
cash to close: $206,978; down + PTT
total paid: $1,260,518

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.