2194 Central Ave

South Oak Bay, Oak Bay · MLS® 1031384

bedrooms: 5
bathrooms: 3
living area: 2,364 sq ft
lot: 6,850 sq ft
parking: 4
built: 1924
type: House
style: Single Family

about this home

Welcome to 2194 Central Avenue, a beautifully updated 5-bed, 3-bath home in the heart of South Oak Bay. With 2,364 sq. ft. of bright, well-planned living space this residence blends classic charm with thoughtful modern upgrades. The main le…

features

Level lot
Southern exposure
Corner Site
Other
Rectangular
Marine Oriented

what it costs per month

estimated payment

$9,727/ monthly

loan $1,759,200

25-year amortization

down payment20% · $439,80020%+ down: no mortgage insuranceinterest rate4.49%5-year fixed, semi-annual compoundingamortizationpayment frequency

total interest: $1,158,876
property transfer tax: $43,970; BC general rate
cash to close: $483,770; down + PTT
total paid: $2,918,076

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.