305 1270 Beach Dr

South Oak Bay, Oak Bay · MLS® 1043177

bedrooms: 2
bathrooms: 1
living area: 1,020 sq ft
parking: 0
built: 1957
type: Condo
style: Single Family

about this home

Opportunities like this rarely come to market. Tucked into one of Victoria’s most desirable seaside neighbourhoods, this unique offering combines exceptional value, lifestyle, and flexibility — all without property transfer tax or vacancy t…

features

Other
Marine Oriented
Pets not Allowed
Age Restrictions
Refrigerator
Range - Electric

what it costs per month

estimated payment

$2,101/ monthly

loan $380,000

25-year amortization

down payment20% · $95,00020%+ down: no mortgage insuranceinterest rate4.49%5-year fixed, semi-annual compoundingamortizationpayment frequency

total interest: $250,326
property transfer tax: $7,500; BC general rate
cash to close: $102,500; down + PTT
total paid: $630,326

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.