3588 Temperate Pl

Royal Bay, Colwood · MLS® 1043498

bedrooms: 4
bathrooms: 4
living area: 2,571 sq ft
lot: 4,036 sq ft
parking: 2
built: 2026
type: House
style: Single Family

about this home

TP Lot 38 - Cove - GST credit amount on select homes!* Enjoy brand-new construction with a legal 1-bedroom suite above the garage to help offset your mortgage. This family-friendly home offers 4 beds, 4 baths, and multiple storage areas. Th…

features

Cul-de-sac
Other
Washer
Refrigerator
Range - Electric
Range

what it costs per month

estimated payment

$6,193/ monthly

loan $1,120,000

25-year amortization

down payment20% · $280,00020%+ down: no mortgage insuranceinterest rate4.49%5-year fixed, semi-annual compoundingamortizationpayment frequency

total interest: $737,802
property transfer tax: $26,000; BC general rate
cash to close: $306,000; down + PTT
total paid: $1,857,802

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.