593 Downey Rd

Deep Cove, North Saanich · MLS® 1038418

bedrooms: 4
bathrooms: 5
living area: 2,868 sq ft
lot: 18,295 sq ft
parking: 5
built: 2022
type: House
style: Single Family

about this home

Situated on a beautifully landscaped 0.42-acre property in coveted Deep Cove, this exceptional 2022 custom rancher by Philco Construction blends refined single-level living with timeless West Coast style. Offering 2,868 sq.ft., the home fea…

features

Level lot
Private setting
Southern exposure
Other
Rectangular
Family Oriented

what it costs per month

estimated payment

$11,496/ monthly

loan $2,079,200

25-year amortization

down payment20% · $519,80020%+ down: no mortgage insuranceinterest rate4.49%5-year fixed, semi-annual compoundingamortizationpayment frequency

total interest: $1,369,676
property transfer tax: $55,970; BC general rate
cash to close: $575,770; down + PTT
total paid: $3,448,876

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.