1387 St. David St

South Oak Bay, Oak Bay · MLS® 1049197

bedrooms: 4
bathrooms: 4
living area: 4,350 sq ft
lot: 13,000 sq ft
parking: 3
built: 1941
type: House
style: Single Family

about this home

A distinguished South Oak Bay residence offering exceptional privacy, generous proportions and timeless character. Set on a beautifully landscaped .3 acre lot, the home was thoughtfully enhanced with approximately $220,000 in substantial up…

features

Central location
Level lot
Private setting
Southern exposure
Other
Marine Oriented

what it costs per month

estimated payment

$15,482/ monthly

loan $2,800,000

25-year amortization

down payment20% · $700,00020%+ down: no mortgage insuranceinterest rate4.49%5-year fixed, semi-annual compoundingamortizationpayment frequency

total interest: $1,844,504
property transfer tax: $93,000; BC general rate
cash to close: $793,000; down + PTT
total paid: $4,644,504

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.