1401 647 Michigan St

James Bay, Victoria · MLS® 1040947

bedrooms: 1
bathrooms: 1
living area: 614 sq ft
parking: 1
built: 1969
type: Condo
style: Single Family

about this home

Northwest corner unit overlooking the Inner Harbour & city skyline, this stunning 1-bed at Orchard House delivers a breathtaking panorama — snow-capped Olympics, Strait of Juan de Fuca, city lights & cruise ships berthing, all from your lar…

features

Irregular lot size
Family Oriented
Pets not Allowed
Refrigerator
Range - Electric

what it costs per month

estimated payment

$1,327/ monthly

loan $239,999

25-year amortization

down payment20% · $60,00020%+ down: no mortgage insuranceinterest rate4.49%5-year fixed, semi-annual compoundingamortizationpayment frequency

total interest: $158,100
property transfer tax: $4,000; BC general rate
cash to close: $64,000; down + PTT
total paid: $398,099

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.