2104 647 Michigan St

James Bay, Victoria · MLS® 1044838

bedrooms: 1
bathrooms: 1
living area: 616 sq ft
parking: 1
built: 1969
type: Condo
style: Single Family

about this home

Perched high above James Bay on the 21st floor, this distinctive 1-bedroom, 1-bathroom residence captures spectacular panoramic views of Victoria’s Inner Harbour, downtown skyline, surrounding neighbourhoods, and distant mountains. Expansiv…

features

Family Oriented
Pets not Allowed
Refrigerator
Range - Electric

what it costs per month

estimated payment

$1,261/ monthly

loan $228,000

25-year amortization

down payment20% · $57,00020%+ down: no mortgage insuranceinterest rate4.49%5-year fixed, semi-annual compoundingamortizationpayment frequency

total interest: $150,195
property transfer tax: $3,700; BC general rate
cash to close: $60,700; down + PTT
total paid: $378,195

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.