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$565,000

101 15628 104 AVENUE

Surrey · MLS® R3167178

All units at 15628 104 Ave →

2 bed · 2 bath · 1,009 sq ft · 1 parking

Condo · Single Family · built 2015 · 21 days on market

Listed by Fateh Boparai, RE/MAX Crest Realty

Realtor's description

One of largest 2bed 2bath unit in this boutique building. Spacious Ground-floor corner unit offers over 1000 SQFT of living space with impressive 10' ceilings, updated flooring, quartz countertops and quality finishes throughout. Enjoy a bright functional layout with excellent room sizes. Located steps from an elementary school, daycares, shopping, and public transit. Quick and easy access to Highway 1, nearby parks, and Guildford Mall. A great opportunity for first-time buyers, downsizers, or investors. Some photos are virtually staged. Lowest PRICE/SQFT in Guildford area with its comparables. BRING OFFERS!!

Property details

Type: Condo, Single Family
Bedrooms: 2
Bathrooms: 2
Living area: 1,009 sq ft
Parking: 1
Year built: 2015
Property tax: $2,611 / yr
Strata fee: $512 / mo ($0.51 / sq ft)
Strata rules: Pets Allowed With Restrictions, Rentals Allowed
Days on market: 21
MLS®: R3167178

Features

Pets Allowed With Restrictions
Rentals Allowed
Washer
Refrigerator
Dishwasher
Stove

Floor plans

Found among the listing photos.

Price check

Below typical for the area (-17%)

2026 assessment: $601,000 · asking is -6.0%
Price per sq ft: $560 vs $673 median for condos in Surrey for sale (986)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 21 days · no price changes so far

The market here

Listed now: 60 days; median for 1053 condos for sale; this one 21 days

Condos in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$601,000	$2,060
2025	$638,000	$1,983

Estimated tax up 3.9% from 2025 to 2026.

The listing shows $2,611 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$3,191/mo

Mortgage $2,462 · Tax $218 · Strata $512

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,462/ monthly

loan $452,000

25-year amortization

down payment20% · $113,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $286,495
property transfer tax: $9,300; BC general rate
cash to close: $122,300; down + PTT
total paid: $738,495

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,872/mo
After all costs: −$1,504/mo
Cap rate: 2.0%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $2,462 · tax $218 · strata $512 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

The building's lot: 1,490 m² (16,038 sq ft) · PID 029-569-826. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Harold Bishop Elementaryhomes in this catchment
100 m away · 15670 104 Ave, Surrey · 604-581-6016
Secondary Johnston Heights Secondaryhomes in this catchment
1.1 km away · 15350 99 Ave, Surrey · 604-581-5500

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Development nearby

Rezoning for 136 homes
100 m away · 2025 · conditionally approved
Rezoning from Urban Residential Zone (R3) to Comprehensive Development Zone (CD) (based on Multiple Residential 70 Zone (RM-70) and Neighbourhood Commercial Zone (C-5); Subdivision (Consolidation) from three (3) lots into one (1) lot; Official Community Plan (OCP) Text Amendment to increase the permitted density in the Multiple Residential designation; Town Centre Plan (TCP) Amendment to the Guild
Rezoning for a 8 storey, 54 unit building
150 m away · 2024 · conditionally approved
Rezoning from Urban Residential Zone (R3) to Comprehensive Development Zone (CD) based on MR7-C (Low-Rise (5-8 Storey) with Commercial Zone); Subdivision (consolidation) from three (3) lots into one (1); Development Permit to permit the development of a six-storey mixed-use apartment building with 54 units and commercial retail units at grade.

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Surrey development applications.

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