1 / 40

$585,000

102 1322 MARTIN STREET

White Rock · MLS® R3166271

2 bed · 1 bath · 1,057 sq ft · 1 parking

Condo · Single Family · built 1973 · 21 days on market

Listed by Daniel Reiter, Homelife Benchmark Realty Corp.

Beautiful Blue Spruce! Stunning two bedroom ground floor! Enjoy 1,057 sq feet of newly renovated living space offering a designer kitchen with custom cabinets, quartz counters, undermount sink, built in microwave, and stainless steel appliances. The spacious master bedroom has wall to wall closets plus a walk-through to the stylish and updated washroom. Other features include wide plank laminate floors throughout, crown moldings, in-suite laundry, massive windows and two sets of sliding doors to the wrap around patio with an incredible 878 sq feet of private outdoor space! Building was rain screened in 2010 ($1.9M) with Hardi-Plank siding, new windows, roof, & elevator. Maintenance fees include heat & hot water. Great location just steps to shopping, transit and the beach. Don't wait!

Type: Condo, Single Family
Bedrooms: 2
Bathrooms: 1
Living area: 1,057 sq ft
Parking: 1
Year built: 1973
Property tax: $3,075 / yr
Strata fee: $600 / mo ($0.57 / sq ft)
Strata rules: Pets Allowed With Restrictions
Days on market: 21
MLS®: R3166271

Below typical for the area (-13%)

2026 assessment: $585,100 · asking is -0.0%
Price per sq ft: $553 vs $639 median for condos in White Rock for sale (164)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Pets Allowed With Restrictions
Washer
Refrigerator
Dishwasher
Stove
Dryer

On market 21 days

Listed now: 41 days; median for 164 condos for sale; this one 21 days

Condos in White Rock. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

Catchment schools, Surrey School District 36

Elementary White Rock Elementaryhomes in this catchment
400 m away · 1273 Fir St, White Rock · 604-531-5731
Secondary Semiahmoo Secondaryhomes in this catchment
1.2 km away · 1785 148 St, Surrey · 604-536-2131

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

$3,405/mo

Mortgage $2,549 · Tax $256 · Strata $600

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,549/ monthly

loan $468,000

25-year amortization

down payment20% · $117,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $296,637
property transfer tax: $9,700; BC general rate
cash to close: $126,700; down + PTT
total paid: $764,637

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Rent: $1,813/mo
After all costs: −$1,772/mo
Cap rate: 1.6%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $2,549 · tax $256 · strata $600 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in White Rock (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Keep private notes and ratings on homes you're considering. Sign in (email only) and they follow you to every device.

White RockGoogle Maps ↗