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$318,800

102 15020 NORTH BLUFF ROAD

White Rock · MLS® R3153976

1 bed · 1 bath · 700 sq ft · 1 parking

Condo · Single Family · built 1974 · 60 days on market

Listed by Darya Pfund, Easy List Realty

For more information, please click the Brochure button. Best value in the prestigious White Rock neighborhood. Super convenient location. Markets, parks, restaurants, library, transit, clinics are steps away. No need for a car, just relax and enjoy sea breeze, beach, and sunshine. Cool in summer, Warm in winter. Bright, spacious, all renovated, 731sf incl patio. Storage locker, secure underground parking. Low monthly fee! $268, incl heat, hot water, rec room, free laundry. You only pay electricity. Low property tax! $883/yr, $607 if 65+. No vacancy tax. Well-manged solid building. $730K in contingency fund, plus a rental unit generating income. 55+, 1 cat ok, no rental. Quick possession. Easy to show. Act fast!

Type: Condo, Single Family
Bedrooms: 1
Bathrooms: 1
Living area: 700 sq ft
Parking: 1
Year built: 1974
Property tax: $883 / yr
Strata fee: $268 / mo ($0.38 / sq ft)
Strata rules: Pets Allowed With Restrictions, Rentals Not Allowed, Age Restrictions
Days on market: 60
MLS®: R3153976

Below typical for the area (-29%)

2026 assessment: $13,709,000 · asking is -98%
Price per sq ft: $455 vs $639 median for condos in White Rock for sale (166)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

No Smoking Home
Pets Allowed With Restrictions
Rentals Not Allowed
Age Restrictions
Refrigerator
Dishwasher

On market 60 days

Listed now: 45 days; median for 166 condos for sale; this one 60 days

Condos in White Rock. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

Catchment schools, Surrey School District 36

Elementary H.T. Thrift Elementaryhomes in this catchment
600 m away · 1739 148 St, Surrey · 604-536-8712
Secondary Semiahmoo Secondaryhomes in this catchment
700 m away · 1785 148 St, Surrey · 604-536-2131

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

$1,731/mo

Mortgage $1,389 · Tax $74 · Strata $268

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,389/ monthly

loan $255,040

25-year amortization

down payment20% · $63,76020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $161,654
property transfer tax: $4,376; BC general rate
cash to close: $68,136; down + PTT
total paid: $416,694

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Rent: $1,435/mo
After all costs: −$445/mo
Cap rate: 3.6%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,389 · tax $74 · strata $268 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 1-bedroom in White Rock (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

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