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$478,800

103 1990 Westminster Avenue

Coquitlam · MLS® R3078870

1 bed · 1 bath · 737 sq ft · 1 parking

Condo · Single Family · built 2019 · 270 days on market

Listed by Dimpy Bhopal, Royal LePage West Real Estate Services

Realtor's description

First time home buyers and investors WELCOME to "THE ARDEN", this beautiful home offers 737 square ft of living space with a perfect floor plan. One bedroom with extra room space for den/office space and 1 bathroom, stainless appliances and open concept floor plan. Ground level unit with its own private access, own garden (be creative), and patio space for entertaining. Close to all amenities, grocery and dollar store, food hub & Starbucks. All walking distance. Public transport steps away. Locker and parking included. Book your private viewings.

Property details

Type: Condo, Single Family
Bedrooms: 1
Bathrooms: 1
Living area: 737 sq ft
Parking: 1
Year built: 2019
Property tax: $1,706 / yr
Strata fee: $467 / mo ($0.63 / sq ft)
Strata rules: Pets Allowed With Restrictions
Days on market: 270
MLS®: R3078870

Features

Central location
Pets Allowed With Restrictions
Washer & Dryer

Price check

Below typical for the area (-17%)

2026 assessment: $475,000 · asking is +0.8%
Price per sq ft: $650 vs $786 median for condos in Coquitlam for sale (510)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 270 days · no price changes so far

The market here

Listed now: 40 days; median for 545 condos for sale; this one 270 days

Condos in Coquitlam. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$475,000	$1,830
2025	$521,000	$1,831

Estimated tax down 0.1% from 2025 to 2026.

The listing shows $1,706 a year in property tax.

Estimate: the BC Assessment value times Coquitlam's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$2,695/mo

Mortgage $2,086 · Tax $142 · Strata $467

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,086/ monthly

loan $383,040

25-year amortization

down payment20% · $95,76020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 10, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $242,786
property transfer tax: $7,576; BC general rate
cash to close: $103,336; down + PTT
total paid: $625,826

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,708/mo
After all costs: −$1,159/mo
Cap rate: 2.3%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $2,086 · tax $142 · strata $467 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 1-bedroom in Coquitlam (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca