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$1,859,000

10304 128 STREET

Surrey · MLS® R3158869

9 bed · 7 bath · 4,655 sq ft · 10,427 sq ft lot · 8 parking

House · Single Family · built 2003 · 45 days on market

Listed by Vincent Wang, RE/MAX Crest Realty

Realtor's description

Welcome to Cedar Hills! This impressive 4,665 sq. ft. home sits on a generous 10,427 sq. ft. lot and offers exceptional space for large or extended families. The main floor features bright living areas, an office and bedroom with ensuite. Upstairs offers 4 bedrooms, including a spacious primary with walk-in closet and ensuite. The bright walk-out basement includes 4 additional bedrooms, a den, 2 recreation rooms and 2 plumbed bar areas. Highlights include high and vaulted ceilings, updated flooring and kitchen appliances, tile roof, newer washer/dryer and hot water tank. Enjoy a fenced yard, expansive deck and patios, sunny east-facing backyard and ample parking. Steps to shopping and transit. A rare opportunity with outstanding space and versatility. Book your private showing today!

Property details

Type: House, Single Family
Bedrooms: 9
Bathrooms: 7
Living area: 4,655 sq ft
Lot: 10,427 sq ft
Parking: 8
Year built: 2003
Property tax: $8,191 / yr
Days on market: 45
MLS®: R3158869

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer
Microwave

Price check

Below typical for the area (-25%)

2026 assessment: $1,937,000 · asking is -4.0%
Price per sq ft: $399 vs $532 median for houses in Surrey for sale (1850)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 45 days · no price changes so far

The market here

Listed now: 64 days; median for 1906 houses for sale; this one 45 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,937,000	$6,639

The listing shows $8,191 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$8,782/mo

Mortgage $8,099 · Tax $683

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$8,099/ monthly

loan $1,487,200

25-year amortization

down payment20% · $371,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $942,645
property transfer tax: $35,180; BC general rate
cash to close: $406,980; down + PTT
total paid: $2,429,845

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Location

Lot outline: 966 m² (10,398 sq ft) · PID 004-699-254. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Old Yale Road Elementaryhomes in this catchment
800 m away · 10135 132 St, Surrey · 604-588-5468
Secondary Kwantlen Park Secondaryhomes in this catchment
800 m away · 10441 132 St, Surrey · 604-588-6934

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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