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$2,049,000

1042 Emslie Street

Upper Mission, Kelowna · MLS® 10393167

5 bed · 4 bath · 3,520 sq ft · 0 sq ft lot · 2 parking

House · Single Family · built 2022 · 101 days on market

Listed by Justin Sturby, FaithWilson Christies International Real Estate

Realtor's description

Experience modern Okanagan living in this stunning brand-new 5-bedroom, 4-bathroom home, perfectly positioned in one of Kelowna's most desirable hillside communities. Showcasing clean architectural lines, soaring ceilings, expansive windows, and a warm contemporary design, this home offers an inviting blend of luxury and comfort. The open-concept layout is thoughtfully designed for both everyday living and effortless entertaining, flowing seamlessly to the backyard complete with an in-ground pool. A fully self-contained 2-bedroom, 1-bath legal suite offers the flexibility of rental income or private living space for extended family or a growing household. Enjoy the best of the Okanagan with nearby hiking and biking trails, top-rated schools, parks, wineries, golf courses, and everyday amenities just minutes away. Combining timeless design, exceptional functionality, and an unbeatable location, this is a home that truly embraces the Okanagan lifestyle. Price + GST.

Property details

Type: House, Single Family
Bedrooms: 5
Bathrooms: 4
Living area: 3,520 sq ft
Lot: 0 sq ft
Parking: 2
Year built: 2022
Property tax: $8,768 / yr
Days on market: 101
MLS®: 10393167

Features

Balcony
Refrigerator
Dishwasher
Range
Microwave
Hood Fan

Floor plans

Found among the listing photos.

Price check

Above typical for the area (+28%)

2026 assessment: $1,755,000 · asking is +17%
Price per sq ft: $582 vs $456 median for houses in Upper Mission for sale (59)
Last sold: $2,205,000 · May 25, 2025

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 101 days · no price changes so far

The market here

Listed now: 72 days; median for 936 houses for sale; this one 101 days

Houses in Kelowna. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,755,000	$8,353

The listing shows $8,768 a year in property tax.

Estimate: the BC Assessment value times Kelowna's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$9,658/mo

Mortgage $8,927 · Tax $731

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$8,927/ monthly

loan $1,639,200

25-year amortization

down payment20% · $409,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $1,038,989
property transfer tax: $39,470; BC general rate
cash to close: $449,270; down + PTT
total paid: $2,678,189

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Location

Lot outline: 1,746 m² (18,794 sq ft) · PID 031-394-639. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

Upper Mission, KelownaGoogle Maps ↗

Location

Upper Mission, KelownaGoogle Maps ↗

Schools

Catchment schools, Central Okanagan School District 23

Elementary Anne McClymont Elementaryhomes in this catchment
2.7 km away · 4489 Lakeshore Rd, Kelowna · 250-870-5133
Middle Canyon Falls Middlehomes in this catchment
600 m away · 1211 Frost Rd, Kelowna · 250-870-5123
Secondary Okanagan Mission Secondaryhomes in this catchment
2.3 km away · 4544 Gordon Dr, Kelowna · 250-870-5108

From the Central Okanagan School District 23's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Good to know

Wildfire
The BC Wildfire Service rates Kelowna's wildland urban interface as risk class 1 of 5 (the highest class). Some insurers price for wildfire, and FireSmart BC has a free home assessment guide.
Source: BC Wildfire Service, WUI risk class and fire perimeters

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

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