1043 St. Patrick St

South Oak Bay, Oak Bay · MLS® 1043040

bedrooms: 5
bathrooms: 5
living area: 4,166 sq ft
lot: 6,740 sq ft
parking: 4
built: 1913
type: House
style: Single Family

about this home

Welcome to a stunning South Oak Bay character home! Masterfully updated in 2013, this 5-bedroom, 5-bathroom residence blends its 1913 heritage-coffered ceilings, inlaid oak floors, and stained glass windows-with carefully crafted upgrades.…

features

Central location
Curb & gutter
Partially cleared
Other
Washer
Refrigerator

what it costs per month

estimated payment

$13,491/ monthly

loan $2,440,000

25-year amortization

down payment20% · $610,00020%+ down: no mortgage insuranceinterest rate4.49%5-year fixed, semi-annual compoundingamortizationpayment frequency

total interest: $1,607,354
property transfer tax: $70,500; BC general rate
cash to close: $680,500; down + PTT
total paid: $4,047,354

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.