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$675,000

105 13888 70 AVENUE

Surrey · MLS® R3154364

2 bed · 2 bath · 1,581 sq ft · 2 parking

Townhouse · Single Family · built 1994 · 58 days on market

Listed by Kim Phillips, RE/MAX Treeland Realty

Welcome to sought-after Chelsea Gardens! This gated 55+ resort-style community has it all. This lower-level end unit offers 2 bedrooms, 2 bathrooms, a single garage plus driveway parking, and fresh paint throughout. The spacious kitchen opens to the family room, while the living and dining area features a cozy gas fireplace. Step outside to a walk-out patio opening onto greenspace. Enjoy the outdoor pool, hot tub, fitness centre, pub, billiards, guest suite, library, workshop, scenic ponds, walking paths, social activities and more! Walk to groceries, the senior centre, community centre, library, parks and transit. 2 pets allowed, max 15" at shoulder. OPEN HOUSE OCT 4 from 1-3

Type: Townhouse, Single Family
Bedrooms: 2
Bathrooms: 2
Living area: 1,581 sq ft
Parking: 2
Year built: 1994
Property tax: $2,717 / yr
Strata fee: $572 / mo ($0.36 / sq ft)
Strata rules: Pets Allowed With Restrictions, Rentals Allowed With Restrictions, Age Restrictions
Days on market: 58
MLS®: R3154364

Buying in a building from 1982 to 2000: what to read first

Below typical for the area (-15%)

Price per sq ft: $427 vs $504 median for townhouses in Surrey for sale (893)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Pets Allowed With Restrictions
Rentals Allowed With Restrictions
Age Restrictions
Washer
Refrigerator
Dishwasher

On market 58 days

Listed now: 51 days; median for 893 townhouses for sale; this one 58 days

Townhouses in Surrey. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

Catchment schools, Surrey School District 36

Elementary Georges Vanier Elementaryhomes in this catchment
Secondary Frank Hurt Secondaryhomes in this catchment

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

$3,740/mo

Mortgage $2,941 · Tax $226 · Strata $572

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,941/ monthly

loan $540,000

25-year amortization

down payment20% · $135,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $342,273
property transfer tax: $11,500; BC general rate
cash to close: $146,500; down + PTT
total paid: $882,273

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Rent: $1,872/mo
After all costs: −$2,192/mo
Cap rate: 1.3%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $2,941 · tax $226 · strata $572 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

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