10587 138A STREET

Surrey · MLS® R3121649

3 bed · 1 bath · 1,056 sq ft · 12,008 sq ft lot · 0 parking

House · Single Family · built 1960 · 149 days on market

Listed by Scot Stone, eXp Realty of Canada Inc.

!!Land Assembly Opportunity!!! 2.5 FSR, Prime investment in Surrey's growing Whalley neighborhood! This 12,008 sq ft lot offers a well-maintained 1-storey home featuring 1,056 sq ft of living space, 3 bedrooms, and 1 bathroom. Ideal for land assembly and future development. Conveniently located near schools, parks, shopping, transit, and the expanding Surrey City Centre. A solid holding property with excellent future potential. Don't miss this chance to invest in a thriving community!

Type: House, Single Family
Bedrooms: 3
Bathrooms: 1
Living area: 1,056 sq ft
Lot: 12,008 sq ft
Parking: 0
Year built: 1960
Days on market: 149
MLS®: R3121649

Price per sq ft: $3,864 vs $531 median for houses in Surrey for sale (1883)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Washer
Refrigerator
Dishwasher
Stove
Dryer

On market 149 days

Listed now: 63 days; median for 1883 houses for sale; this one 149 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

$17,776/mo

Mortgage $17,776

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$17,776/ monthly

loan $3,264,000

25-year amortization

down payment20% · $816,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $2,068,851
property transfer tax: $122,000; BC general rate
cash to close: $938,000; down + PTT
total paid: $5,332,851

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

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