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$349,900

106 10644 151A STREET

Surrey · MLS® R3157909

All units at 10644 151a St →

2 bed · 1 bath · 924 sq ft · 1 parking

Condo · Single Family · built 1986 · 49 days on market

Listed by Collette Burke, RE/MAX 2000 Realty

Realtor's description

Affordable 2-bedroom in the heart of Guildford! Lincoln's Hill offers unbeatable value with a central location steps to Guildford Shopping Mall, transit, parks, recreation, and quick Hwy 1 access. Perfect opportunity for first-time buyers to own instead of rent and build equity in a convenient Guildford neighborhood. This unit comes with one parking stall, and one storage locker.

Property details

Type: Condo, Single Family
Bedrooms: 2
Bathrooms: 1
Living area: 924 sq ft
Parking: 1
Year built: 1986
Property tax: $2,045 / yr
Strata fee: $390 / mo ($0.42 / sq ft)
Strata rules: Pets Allowed With Restrictions
Days on market: 49
MLS®: R3157909

Buying in a building from 1982 to 2000: what to read first

Features

Pets Allowed With Restrictions
Refrigerator
Dishwasher
Stove

Floor plans

Found among the listing photos.

Price check

2026 assessment: $422,500 · asking is -17%
Price per sq ft: $379 vs $673 median for condos in Surrey for sale (986)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 49 days · no price changes so far

The market here

Listed now: 60 days; median for 1053 condos for sale; this one 49 days

Condos in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$422,500	$1,448

The listing shows $2,045 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$2,085/mo

Mortgage $1,524 · Tax $170 · Strata $390

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,524/ monthly

loan $279,920

25-year amortization

down payment20% · $69,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $177,424
property transfer tax: $4,998; BC general rate
cash to close: $74,978; down + PTT
total paid: $457,344

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,872/mo
After all costs: −$398/mo
Cap rate: 3.9%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,524 · tax $170 · strata $390 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

The building's lot: 7,777 m² (83,711 sq ft) · PID 000-517-071. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Holly Elementaryhomes in this catchment
300 m away · 10719 150 St, Surrey · 604-585-2566
Secondary Guildford Park Secondaryhomes in this catchment
1.1 km away · 10707 146 St, Surrey · 604-588-7601

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Development nearby

Rezoning for 652 homes
380 m away · 2024 · under review
OCP Text Amendment only to increase density within the Town Centre Designation; Rezoning from C-8 to CD (Based on C-15 RM-135); Subdivision from 4 to 7 lots; General Development Permit for Entire Site to permit the Development of 11 towers with 4 652 Residential Units 28 466 sq. m. of Commercial Space Future School/ Park Site.
Rezoning for a 46 storey, 602 unit building
400 m away · 2025 · under review
Official Community Plan (OCP) from Low Rise I to High Rise I; Rezoning from MR6 (Low-Rise (4 Storey) Apartment Zone) to Comprehensive Development (CD) based on MR8 (Mid-Rise Apartment Zone); Subdivision from two (2) to three (3) lots; General Development Permit for 1 602 units with separate stand alone child care building with 866 sq. m of commercial space and five high-rise residential towers to
Rezoning for a 36 storey, 48 unit building
390 m away · 2024 · concluded
Rezoning from Multiple Residential 45 Zone (RM-45) to Comprehensive Development Zone (CD) (based on Multiple Residential 135 Zone (RM-135); Subdivision from one (1) lot into two (2) lots; Official Community Plan (OCP) Text Amendment to allow for a density of 3.8 FAR within the Multiple Residential designation; Guildford Neighbourhood Concept Plan (NCP) Amendment from Low Rise Transition Residentia

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Surrey development applications.

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