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$128,000

109 8507 86 STREET

Fort St. John · MLS® R3166569

2 bed · 1 bath · 765 sq ft · 0 parking

Condo · Single Family · built 2007 · 21 days on market

Listed by Ashlea DeRose, Century 21 Energy Realty

Turn-Key & Totally Refreshed! Step inside this gorgeous 2-bedroom, 1-bathroom condo in Woodsmere Condos! This modern unit has been beautifully renovated and is ready for you to simply move in and enjoy. Featuring stylish vinyl plank flooring, fresh paint, new baseboards, trim and interior doors, updated countertops, vanity, toilet and fixtures, plus a washer & dryer. Enjoy the best of ground-floor living with a patio door that fills the space with natural light and offers easy direct access, perfect for bringing groceries in and making move in day a breeze! With modern updates throughout and low-maintenance condo living, this is the perfect opportunity for first-time buyers, downsizers or investors. Pack your bags, this one is ready to welcome you home!

Type: Condo, Single Family
Bedrooms: 2
Bathrooms: 1
Living area: 765 sq ft
Parking: 0
Year built: 2007
Property tax: $1,207 / yr
Days on market: 21
MLS®: R3166569

Below typical for the area (-20%)

2026 assessment: $126,000 · asking is +1.6%
Price per sq ft: $167 vs $209 median for condos in Fort St. John for sale (15)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Washer
Refrigerator
Dishwasher
Stove
Dryer

On market 21 days

Listed now: 49 days; median for 15 condos for sale; this one 21 days

Condos in Fort St. John. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

$658/mo

Mortgage $558 · Tax $101

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$558/ monthly

loan $102,400

25-year amortization

down payment20% · $25,60020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $64,905
property transfer tax: $1,280; BC general rate
cash to close: $26,880; down + PTT
total paid: $167,305

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Rent: $1,196/mo
After all costs: $407/mo
Cap rate: 9.0%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $558 · tax $101 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Fort St. John (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

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