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$1,599,000

1191 Finlay Street

White Rock · MLS® R3098835

4 bed · 3 bath · 2,402 sq ft · 7,320 sq ft lot · 6 parking

House · Single Family · built 1984 · 209 days on market

Listed by Karan Wahi, Century 21 Coastal Realty Ltd.

Realtor's description

Stunning ocean views steal the show in this bright and spacious 4-bedroom, 3-bathroom home on a large corner lot. Enjoy breathtaking vistas from the solarium and balcony, while the sunlit above-ground basement offers its own laundry, a 25' x 20' walkout patio, and an 8' x 6' outdoor-access storage room-perfect for extended family living. Modern updates include sleek appliances, a newer hot water tank, and two cozy gas fireplaces. With ample parking, including RV space, this home is ideally situated in top school catchments: Semiahmoo Secondary (IB Program) and White Rock Elementary (Fine Arts). Steps from transit, Uptown shops, and three blocks to Peace Arch Hospital. Don't miss the cinematic video and floorplans!

Property details

Type: House, Single Family
Bedrooms: 4
Bathrooms: 3
Living area: 2,402 sq ft
Lot: 7,320 sq ft
Parking: 6
Year built: 1984
Property tax: $8,564 / yr
Days on market: 209
MLS®: R3098835

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer

Price check

Typical for the area (+2.0%)

2026 assessment: $1,745,000 · asking is -8.4%
Price per sq ft: $666 vs $653 median for houses in White Rock for sale (130)
Last sold: $1,610,000 · Apr 25, 2023

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 209 days · no price changes so far

The market here

Listed now: 74 days; median for 138 houses for sale; this one 209 days

Houses in White Rock. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,745,000	$7,537

The listing shows $8,564 a year in property tax.

Estimate: the BC Assessment value times White Rock's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$7,680/mo

Mortgage $6,967 · Tax $714

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$6,967/ monthly

loan $1,279,200

25-year amortization

down payment20% · $319,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 11, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $810,807
property transfer tax: $29,980; BC general rate
cash to close: $349,780; down + PTT
total paid: $2,090,007

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Location

White RockGoogle Maps ↗

Location

White RockGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary White Rock Elementaryhomes in this catchment
700 m away · 1273 Fir St, White Rock · 604-531-5731
Secondary Semiahmoo Secondaryhomes in this catchment
2.1 km away · 1785 148 St, Surrey · 604-536-2131

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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