12 OSPIKA CRESCENT

Mackenzie · MLS® R3149422

2 bed · 2 bath · 2,086 sq ft · 14,413 sq ft lot

House · Single Family · built 1970 · 76 days on market

Listed by Lynda Moreland, Royal LePage Mackenzie Realty

Realtor's description

14,413.00 SQ Ft lot. Walking distance to town, private large yard. Carport with additional parking. Suitable for RV parking. Updated kitchen, adjacent to living room. Dining room off kitchen and living room. Three bdrms on main, full bath. Down with laundry, bath, family room. Needs some work, being Sold as is where and offers subject to court approval.

Property details

Type: House, Single Family
Bedrooms: 2
Bathrooms: 2
Living area: 2,086 sq ft
Lot: 14,413 sq ft
Parking: 0
Year built: 1970
Property tax: $3,638 / yr
Days on market: 76
MLS®: R3149422

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer

Price check

2026 assessment: $211,300 · asking is -20%
Price per sq ft: $81 vs $81 median for houses in Mackenzie for sale (10)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 76 days

The market here

Listed now: 66 days; median for 10 houses for sale; this one 76 days

Houses in Mackenzie. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$1,039/mo

Mortgage $736 · Tax $303

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$736/ monthly

loan $135,200

25-year amortization

down payment20% · $33,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $85,695
property transfer tax: $1,690; BC general rate
cash to close: $35,490; down + PTT
total paid: $220,895

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.