12145 207A STREET

Maple Ridge · MLS® R3072278

3 bed · 2 bath · 1,246 sq ft · 7,257 sq ft lot · 4 parking

House · Single Family · built 1987 · 307 days on market

Listed by Clayton Lindberg, Century 21 Coastal Realty Ltd.

Realtor's description

True one level living. No stairs! 3 bedroom 2 bath rancher nestled in Northwest Maple Ridge.Other outdoor features include a massive back yard perfect for a pool, Natural gas for bbq hook-up, and a covered patio.Tons of parking even room for an RV or boat.This home is perfect for the first time buyer or someone looking to downsize.

Property details

Type: House, Single Family
Bedrooms: 3
Bathrooms: 2
Living area: 1,246 sq ft
Lot: 7,257 sq ft
Parking: 4
Year built: 1987
Property tax: $6,070 / yr
Days on market: 307
MLS®: R3072278

Features

All
Central Vacuum

Price check

2026 assessment: $1,118,000 · asking is -11%
Price per sq ft: $803 vs $498 median for houses in Maple Ridge for sale (469)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 307 days · no price changes so far

The market here

Listed now: 63 days; median for 469 houses for sale; this one 307 days

Houses in Maple Ridge. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,118,000	$5,071

The listing shows $6,070 a year in property tax.

Estimate: the BC Assessment value times Maple Ridge's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$4,863/mo

Mortgage $4,357 · Tax $506

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$4,357/ monthly

loan $800,000

25-year amortization

down payment20% · $200,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 8, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $507,071
property transfer tax: $18,000; BC general rate
cash to close: $218,000; down + PTT
total paid: $1,307,071

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.