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$1,249,000

12538 64TH AVENUE

Surrey · MLS® R3155674

7 bed · 4 bath · 3,180 sq ft · 4,058 sq ft lot · 6 parking

House · Single Family · built 2000 · 57 days on market

Listed by Kulwant Atwal, Coldwell Banker Universe Realty

Realtor's description

PRIME LOCATION RENOVATED HOUSE 7BDRMS ,4WASHROOMS ON 4000 SF LOT .NEW KITCHEN,NEW WASHROOMS,NEW FLORING.LOTS UPDATES.4BEDROOMS UPSTAIRS 2BEDROOM SUITE AND DEN ON MAIN FLOOR .EXTRA REC ROOM DOWNSTAIRS. WALKING DISTANCE TO BOTH LEVEL SCHOOL,BUS AND SHOPPING.EASY EXCESS TO HWY & MUCH MORE .BACK LANE FOR PARKING. MUST SEE.

Property details

Type: House, Single Family
Bedrooms: 7
Bathrooms: 4
Living area: 3,180 sq ft
Lot: 4,058 sq ft
Parking: 6
Year built: 2000
Property tax: $5,161 / yr
Days on market: 57
MLS®: R3155674

Price check

Below typical for the area (-26%)

Price per sq ft: $393 vs $532 median for houses in Surrey for sale (1849)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 57 days · no price changes so far

The market here

Listed now: 64 days; median for 1905 houses for sale; this one 57 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$5,872/mo

Mortgage $5,442 · Tax $430

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$5,442/ monthly

loan $999,200

25-year amortization

down payment20% · $249,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $633,332
property transfer tax: $22,980; BC general rate
cash to close: $272,780; down + PTT
total paid: $1,632,532

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Suite rent: $1,602/mo
Your cost after the suite: $4,573/mo; vs $6,047 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $5,442 · tax $430 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom (1-bedroom for the suite) in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

Lot outline: 377 m² (4,058 sq ft) · PID 024-081-116. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary J.T. Brown Elementaryhomes in this catchment
800 m away · 12530 60 Ave, Surrey · 604-596-3445
Secondary Tamanawis Secondaryhomes in this catchment
500 m away · 12600 66 Ave, Surrey · 604-597-5234

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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