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$1,799,000

12822 114A AVENUE

Surrey · MLS® R3160546

8 bed · 7 bath · 3,774 sq ft · 5,011 sq ft lot · 4 parking

House · Single Family · built 2021 · 38 days on market

Listed by Sepy Kopahi, RE/MAX City Realty

Open house · Saturday, October 10, 2pm–4pm

Realtor's description

Welcome to this stunning 3 level luxury home in the heart of North Surrey, offering 8 bedrooms, 7 bathrooms, and situated on a 5,000+ sq. ft. lot. The main floor features a grand foyer, spacious living and dining areas, a gourmet kitchen with a large island, premium stainless steel appliances, and an oversized spice kitchen. Upstairs offers generously sized bedrooms, with sizeable walk in closets and ensuites. The lower level includes 2 mortgage helper suites. Designer lighting, modern finishes, and a fully fenced backyard make this exceptional home the perfect blend of luxury, comfort, and income potential. Open house Saturday Sept 12, 2-4PM.

Property details

Type: House, Single Family
Bedrooms: 8
Bathrooms: 7
Living area: 3,774 sq ft
Lot: 5,011 sq ft
Parking: 4
Year built: 2021
Property tax: $6,382 / yr
Days on market: 38
MLS®: R3160546

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer

Price check

Below typical for the area (-10%)

2026 assessment: $1,601,000 · asking is +12%
Price per sq ft: $477 vs $532 median for houses in Surrey for sale (1849)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 38 days · no price changes so far

The market here

Listed now: 64 days; median for 1905 houses for sale; this one 38 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,601,000	$5,487

The listing shows $6,382 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$8,370/mo

Mortgage $7,838 · Tax $532

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$7,838/ monthly

loan $1,439,200

25-year amortization

down payment20% · $359,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $912,221
property transfer tax: $33,980; BC general rate
cash to close: $393,780; down + PTT
total paid: $2,351,421

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Suite rent: $1,602/mo
Your cost after the suite: $7,071/mo; vs $8,545 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $7,838 · tax $532 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom (1-bedroom for the suite) in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

Lot outline: 232 m² (2,497 sq ft) · PID 011-587-296. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Bridgeview Elementaryhomes in this catchment
200 m away · 12834 115a Ave, Surrey · 604-580-1047
Secondary Kwantlen Park Secondaryhomes in this catchment
2.1 km away · 10441 132 St, Surrey · 604-588-6934

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Development nearby

Rezoning for a 6 storey, 27 unit building
100 m away · 2025 · under review
Rezoning from C4 to CD (Based on RM-70); Development Permit for Form Character and Hazard Lands (Flood Prone Area) to permit a six storey apartment with 27 residential units.
Rezoning for a 3 storey building
120 m away · 2023 · concluded
Rezoning a portion from Assembly Hall 2 Zone (PA-2) to Comprehensive Development Zone (CD) (based on CCR); Subdivision from one (1) into two (2) lots; Development Permit to allow the development of a 3-storey building with childcare office and community service uses within Hazards Lands.
Development permit for a 3 storey building
370 m away · 2024 · under review
Development Permit for Form Character and Hazard Lands (Floodplain); Development Variance Permit to reduce the front yard setback from 7.5m to 3.05m rear yard setback from 7.5m to 4.61m west side yard setback from 7.5m to 4.56m and the north side yard setback rom 7.5m to 4.61m in order to build a 3-storey 828.2sq.m daycare.
Rezoning
170 m away · 2019 · under review
OCP Amendment from Urban to Industrial and rezoning from RF to an existing CD bylaw of 12933 114A Ave and Consolidation from two (2) to one (1).

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Surrey development applications.

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