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$1,210,000

13045 59 AVENUE

Surrey · MLS® R3161173

5 bed · 4 bath · 2,020 sq ft · 2,381 sq ft lot · 4 parking

House · Single Family · built 2018 · 36 days on market

Listed by Kuljit Tatlay, Nationwide Realty Corp.

Realtor's description

Located in desirable Panorama Ridge directly across from a community park, this versatile 5-bedroom, 4-bathroom home features radiant heating and central A/C for year-round comfort. The main level offers 3 bedrooms and 2 bathrooms, while the lower level includes a self-contained 2-bedroom suite with a separate entry-ideal as a mortgage helper or for extended family. The impressive kitchen boasts granite countertops, a large island, premium cabinetry, and high-end appliances. Upgraded features include 24x24 tile flooring, a cozy fireplace, glass stair railings with illuminated puck lighting, a gas BBQ hookup, USB outlets, and rough-ins for security cameras and central vacuum. Space, style, and functional living come together in one exceptional property!

Property details

Type: House, Single Family
Bedrooms: 5
Bathrooms: 4
Living area: 2,020 sq ft
Lot: 2,381 sq ft
Parking: 4
Year built: 2018
Property tax: $5,251 / yr
Days on market: 36
MLS®: R3161173

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer
Alarm System

Price check

Above typical for the area (+13%)

2026 assessment: $1,271,000 · asking is -4.8%
Price per sq ft: $599 vs $532 median for houses in Surrey for sale (1849)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 36 days · no price changes so far

The market here

Listed now: 64 days; median for 1902 houses for sale; this one 36 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,271,000	$4,356

The listing shows $5,251 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$5,709/mo

Mortgage $5,272 · Tax $438

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$5,272/ monthly

loan $968,000

25-year amortization

down payment20% · $242,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $613,556
property transfer tax: $22,200; BC general rate
cash to close: $264,200; down + PTT
total paid: $1,581,556

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Suite rent: $1,602/mo
Your cost after the suite: $4,411/mo; vs $5,884 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $5,272 · tax $438 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom (1-bedroom for the suite) in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

Lot outline: 221 m² (2,379 sq ft) · PID 029-172-420. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Panorama Park Elementaryhomes in this catchment
700 m away · 12878 62 Ave, Surrey · 604-596-0963
Secondary Panorama Ridge Secondaryhomes in this catchment
1.1 km away · 13220 64 Ave, Surrey · 604-595-8890

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Development nearby

Rezoning for 33 homes
360 m away · 2025 · under review
Rezoning from Suburban Residential Zone (R1) to Multiple Residential 30 Zone (RM-30); Subdivision from three (3) lots into one (1) lot; Neighbourhood Concept Plan (NCP) Amendment to West Newtown/Highway 10 Plan from proposed Single Family (6 u.p.a) to Townhouses (25 u.p.a); Development Variance Permit to reduce the north rear yard setback to Building 3 from 6.0m to 4.5m and to reduce the west side
Rezoning
160 m away · 2025 · conditionally approved
Rezoning a portion from Comprehensive Development Zone (CD) Bylaw No. 16886A to Compact Residential Zone (R5); Neighbourhood Concept Plan (NCP) Amendment to West Newton/Highway 10 for a portion of the lot from Institutional to Small Lot with Lane (13 UPA); Development Variance Permit to allow subdivision from one (1) lot into ten (10) new compact residential lots and the retention of the existing
Rezoning
230 m away · 2026 · under review
Rezoning from RA (Acreage Residential Zone) to R3 (Urban Residential Zone).

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Surrey development applications.

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