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$1,998,888

13178 COULTHARD ROAD

Surrey · MLS® R3156825

6 bed · 4 bath · 3,665 sq ft · 22,651 sq ft lot · 5 parking

House · Single Family · built 1987 · 51 days on market

Listed by Kirat Brar - PREC, RE/MAX Performance Realty

Realtor's description

PANORAMA RIDGE VIEW! Beautifully maintained 2-storey w/basement family home situated on a spectacular 22,651 sq. ft. south-facing half-acre lot in a prestigious, quiet neighbourhood. This spacious 3,600+ sq. ft. home features 3 bedrooms upstairs plus a bright 2-bedroom walk-out basement suite, ideal for extended family or in-laws. Enjoy partial ocean and farmland views from the oversized upper deck, while the covered lower deck overlooks the private yard with mature fruit trees and greenspace beyond. The 2-bedroom suite offers excellent flexibility for extended family or rental income. On this expansive half-acre lot, there is also exciting potential to build your dream home in a highly desirable neighbourhood, surrounded by multi-million-dollar properties. Book your private showings!

Property details

Type: House, Single Family
Bedrooms: 6
Bathrooms: 4
Living area: 3,665 sq ft
Lot: 22,651 sq ft
Parking: 5
Year built: 1987
Property tax: $8,465 / yr
Days on market: 51
MLS®: R3156825

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer
Alarm System

Price check

Typical for the area (+2.8%)

2026 assessment: $1,898,000 · asking is +5.3%
Price per sq ft: $545 vs $531 median for houses in Surrey for sale (1877)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 51 days · no price changes so far

The market here

Listed now: 64 days; median for 1936 houses for sale; this one 51 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,898,000	$6,505

The listing shows $8,465 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$9,414/mo

Mortgage $8,709 · Tax $705

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$8,709/ monthly

loan $1,599,110

25-year amortization

down payment20% · $399,77820%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $1,013,579
property transfer tax: $37,978; BC general rate
cash to close: $437,755; down + PTT
total paid: $2,612,689

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Suite rent: $1,602/mo
Your cost after the suite: $8,116/mo; vs $9,589 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $8,709 · tax $705 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom (1-bedroom for the suite) in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

Lot outline: 2,156 m² (23,207 sq ft) · PID 003-352-234. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Colebrook Elementaryhomes in this catchment
1.2 km away · 5404 125a St, Surrey · 604-596-3221
Secondary Panorama Ridge Secondaryhomes in this catchment
1.9 km away · 13220 64 Ave, Surrey · 604-595-8890

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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