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$1,450,000

1361 STURDIES BAY ROAD

Galiano Island · MLS® R2983212

2 bed · 2 bath · 1,821 sq ft · 1 sq ft lot · 5 parking

House · Single Family · built 1977 · 552 days on market

Listed by Pilar Osing, Hugh & McKinnon Realty Ltd.

The least expensive deep-water DOCK property with ferry access in the Southern Gulf Islands. Charming 2 bed (could be 3), 1.5 bath oceanfront home on 1.35 acres with year-round moorage dock and foreshore lease. Just minutes from ferry with views of Whaler Bay, Gossip Island & the Salish Sea. Features floor-to-ceiling windows, spacious deck, detached 2-car garage, workshop & woodshed. Zoning allows 860 square ft cottage. Owned by same family for 60 years.

Type: House, Single Family
Bedrooms: 2
Bathrooms: 2
Living area: 1,821 sq ft
Lot: 1 sq ft
Parking: 5
Year built: 1977
Property tax: $4,531 / yr
Days on market: 552
MLS®: R2983212

Above typical for the area (+24%)

2026 assessment: $1,122,000 · asking is +29%
Est. market value: $1,137,256houses on Vancouver Island sold at a median +1.4% vs assessment this past year (75 sales)
Price per sq ft: $796 vs $691 median for houses in Galiano Island for sale (17)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Private setting
Refrigerator
Stove
Washer & Dryer

On market 552 days · no price changes so far

$6,695/mo

Mortgage $6,318 · Tax $378

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$6,318/ monthly

loan $1,160,000

25-year amortization

down payment20% · $290,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 6, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $735,253
property transfer tax: $27,000; BC general rate
cash to close: $317,000; down + PTT
total paid: $1,895,253

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

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