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$1,565,000

13614 230A STREET

Maple Ridge · MLS® R3150422

6 bed · 6 bath · 3,646 sq ft · 4,697 sq ft lot · 5 parking

House · Single Family · built 2026 · 71 days on market

Listed by Deepak Sethi, Homelife Advantage Realty Ltd.

Realtor's description

Welcome to Silver Ridge West! This brand-new, 3,640 sq. ft. residence is exceptionally priced, offering a rare opportunity to own a premium home on a private 4,697 sq. ft. lot directly besides serene park.The crown jewel of the main level is the chef´s dream layout: a gorgeous, open-concept gourmet kitchen with ample cabinet space, seamlessly paired with a highly functional secondary spice kitchen. From here, enjoy effortless transition to your private backyard, complete with a covered patio and BBQ gas hook-up.Upstairs boasts 4 spacious bedrooms and 3 full washrooms, including dual ensuites and a grand master retreat featuring elegant vaulted ceilings and a massive walk-in closet.Downstairs provides incredible versatility with an owner's private gym/media room and a full bath, plus a completely self-contained 2-bedroom legal suite with a separate side entrance-an ideal mortgage helper!Our price is incredibly sharp for this level of space and location. Do not miss out on this pristine Silver Valley gem

Property details

Type: House, Single Family
Bedrooms: 6
Bathrooms: 6
Living area: 3,646 sq ft
Lot: 4,697 sq ft
Parking: 5
Year built: 2026
Property tax: $3,356 / yr
Days on market: 71
MLS®: R3150422

Features

All
Oven - Built-In

Price check

Below typical for the area (-14%)

2026 assessment: $699,000 · asking is +124%
Price per sq ft: $429 vs $498 median for houses in Maple Ridge for sale (475)
Last sold: $650,000 · Apr 26, 2025

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 71 days · no price changes so far

The market here

Listed now: 63 days; median for 491 houses for sale; this one 71 days

Houses in Maple Ridge. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$699,000	$3,171

The listing shows $3,356 a year in property tax.

Estimate: the BC Assessment value times Maple Ridge's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$7,098/mo

Mortgage $6,819 · Tax $280

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$6,819/ monthly

loan $1,252,000

25-year amortization

down payment20% · $313,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $793,566
property transfer tax: $29,300; BC general rate
cash to close: $342,300; down + PTT
total paid: $2,045,566

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Suite rent: $1,426/mo
Your cost after the suite: $5,961/mo; vs $7,273 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $6,819 · tax $280 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom (1-bedroom for the suite) in Maple Ridge (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca