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$1,299,900

13957 115A AVENUE

Surrey · MLS® R3161763

4 bed · 3 bath · 2,503 sq ft · 7,139 sq ft lot · 6 parking

House · Single Family · built 1988 · 34 days on market

Listed by Lucy Li, Nu Stream Realty Inc.

Realtor's description

This gorgeous clean rancher with a two bedrooms basement suite located in a quiet neighborhood. Fantastic views of the Fraser River, mountains and city. in 2019 renovation including: roof, kitchen, bathroom, floor, drywall and gas fireplace. Upstairs two spaces bedrooms and two bathrooms, plus downstais one rec room can be third bedroom. Beautiful 24' sundeck for family's enjoyment. Back yard fenced, private patio in front to enjoy the summer. Basement two bedroom suite can be a great mortgage helper. conveniently located within walking distance to public transportation, and close to school, Sky train, Guildford Mall & Surrey Central. Easy access to Highway 1 and Highway 17. You will not be disappointed. Book your appointment. Open house cancelled.

Property details

Type: House, Single Family
Bedrooms: 4
Bathrooms: 3
Living area: 2,503 sq ft
Lot: 7,139 sq ft
Parking: 6
Year built: 1988
Property tax: $5,514 / yr
Days on market: 34
MLS®: R3161763

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer

Price check

Typical for the area (-2.3%)

2026 assessment: $1,281,100 · asking is +1.5%
Price per sq ft: $519 vs $532 median for houses in Surrey for sale (1854)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 34 days · no price changes so far

The market here

Listed now: 64 days; median for 1854 houses for sale; this one 34 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,281,100	$4,391

The listing shows $5,514 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$6,123/mo

Mortgage $5,664 · Tax $459

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$5,664/ monthly

loan $1,039,920

25-year amortization

down payment20% · $259,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 8, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $659,142
property transfer tax: $23,998; BC general rate
cash to close: $283,978; down + PTT
total paid: $1,699,062

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Suite rent: $1,602/mo
Your cost after the suite: $4,824/mo; vs $6,298 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $5,664 · tax $459 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom (1-bedroom for the suite) in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

Lot outline: 660 m² (7,104 sq ft) · PID 008-162-263. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary James Ardiel Elementaryhomes in this catchment
800 m away · 13751 112 Ave, Surrey · 604-588-3021
Secondary Kwantlen Park Secondaryhomes in this catchment
2.7 km away · 10441 132 St, Surrey · 604-588-6934

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Development nearby

Rezoning
310 m away · 2026 · under review
Rezoning from R3 (Urban Residential Zone) to R4 (Small Lot Residential Zone); Subdivision from one (1) lot to two (2) lots.
Rezoning
390 m away · 2013 · under review
Rezoning from RA to RF; subdivision from 1 lot into 5 residential lots and one park lot; DVP for lot 2 for front and rear yard setback reduction.

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Surrey development applications.

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