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$800,000

14 6945 185 STREET

Surrey · MLS® R3133851

3 bed · 3 bath · 1,533 sq ft · 2 parking

Townhouse · Single Family · built 2016 · 120 days on market

Listed by Jackie MacDonald, Royal LePage - Wolstencroft

Immaculate, move in ready, and tucked away at the back of the complex with bonus street parking out front, this 3-bedroom, 2.5-bath home offers comfort, quiet and convenience in a family-friendly setting. Featuring a powder room on the main, the open and inviting layout includes a chef's dream kitchen with quartz counters, generous pantry space and abundant storage throughout. Enjoy a fully fenced, sunny turf yard off the kitchen-perfect for pets-plus two balconies off the living room and primary bedroom. An oversized double side by side garage provides room for large trucks, plus space for a workbench or home gym. Located steps from Clayton Park, community center and playground, with easy access to shops, restaurants, transit, and future SkyTrain. 2 pets allowed!

Type: Townhouse, Single Family
Bedrooms: 3
Bathrooms: 3
Living area: 1,533 sq ft
Parking: 2
Year built: 2016
Property tax: $3,523 / yr
Strata fee: $316 / mo ($0.21 / sq ft)
Strata rules: Pets Allowed, Pets Allowed With Restrictions
Days on market: 120
MLS®: R3133851

Typical for the area (+3.7%)

Price per sq ft: $522 vs $503 median for townhouses in Surrey for sale (887)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Pets Allowed
Pets Allowed With Restrictions
Washer
Refrigerator
Central Vacuum
Dishwasher

On market 120 days

Listed now: 50 days; median for 887 townhouses for sale; this one 120 days

Townhouses in Surrey. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

Catchment schools, Surrey School District 36

Elementary Regent Road Elementaryhomes in this catchment
1.1 km away · 18711 74 Ave, Surrey · 604-595-6488
Secondary Salish Secondaryhomes in this catchment
700 m away · 7278 184 St, Surrey · 604-235-9836

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

$4,095/mo

Mortgage $3,486 · Tax $294 · Strata $316

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$3,486/ monthly

loan $640,000

25-year amortization

down payment20% · $160,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $405,657
property transfer tax: $14,000; BC general rate
cash to close: $174,000; down + PTT
total paid: $1,045,657

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Rent: $1,956/mo
After all costs: −$2,471/mo
Cap rate: 1.5%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $3,486 · tax $294 · strata $316 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

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