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$1,588,000

1545 DUNCAN DRIVE

Delta · MLS® R3166718

5 bed · 3 bath · 2,372 sq ft · 6,609 sq ft lot · 3 parking

House · Single Family · built 1952 · 22 days on market

Listed by Eugene Knoedler, RE/MAX City Realty

Realtor's description

Welcome to Beach Grove, where this spacious family home sits on a quiet street just a short walk from the beach. Originally built as a cottage, the home was substantially expanded approximately 25 years ago, creating a bright and open layout with vaulted ceilings, generous living spaces and a large kitchen at the heart of the home. The primary bedroom is conveniently located on the main floor, with three additional bedrooms upstairs, offering an ideal layout for a growing family. The original cottage portion of the home has a separate entrance and is currently rented for $1,600 per month, providing valuable additional income or flexible space for extended family. A great opportunity to enjoy the relaxed Beach Grove lifestyle, close to the waterfront, parks, school, and more.

Property details

Type: House, Single Family
Bedrooms: 5
Bathrooms: 3
Living area: 2,372 sq ft
Lot: 6,609 sq ft
Parking: 3
Year built: 1952
Property tax: $5,588 / yr
Days on market: 22
MLS®: R3166718

Features

Floor plans

Found among the listing photos.

Price check

Above typical for the area (+14%)

2026 assessment: $1,463,000 · asking is +8.5%
Price per sq ft: $669 vs $585 median for houses in Delta for sale (407)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 22 days · no price changes so far

The market here

Listed now: 59 days; median for 415 houses for sale; this one 22 days

Houses in Delta. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,463,000	$5,928

The listing shows $5,588 a year in property tax.

Estimate: the BC Assessment value times Delta's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$7,384/mo

Mortgage $6,919 · Tax $466

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$6,919/ monthly

loan $1,270,400

25-year amortization

down payment20% · $317,60020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $805,229
property transfer tax: $29,760; BC general rate
cash to close: $347,360; down + PTT
total paid: $2,075,629

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Suite rent: $1,550/mo
Your cost after the suite: $6,133/mo; vs $7,559 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $6,919 · tax $466 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom (1-bedroom for the suite) in Delta (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

Lot outline: 615 m² (6,620 sq ft) · PID 023-512-644. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

DeltaGoogle Maps ↗

Location

DeltaGoogle Maps ↗

Schools

Catchment schools, Delta School District 37

Elementary Beach Grove Elementaryhomes in this catchment
500 m away · 5955 17a Ave, Delta · 604-943-0108
Secondary South Delta Secondaryhomes in this catchment
2.1 km away · 750 53 St, Delta · 604-943-7407

From the Delta School District 37's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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