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$1,568,000

16774 20A AVENUE

Surrey · MLS® R3168835

5 bed · 6 bath · 3,023 sq ft · 3,789 sq ft lot · 4 parking

House · Single Family · built 2022 · 16 days on market

Listed by Renee Lu, Royal Pacific Tri-Cities Realty

Realtor's description

Stunning Former Show Home with Ocean & Mountain Views. Welcome to your dream home! This beautifully designed residence boasts a south-facing backyard offering breathtaking ocean and mountain views. Inside, the main level features an open-concept kitchen with an oversized island, ideal for entertaining or family gatherings. As a former show home, it showcases high-end finishes and thoughtful design throughout. Upstairs, you'll find three spacious ensuite bedrooms, offering privacy and comfort for every family member. Downstairs, the legal 2 -bedroom suite provides an excellent mortgage helper or space for extended family, while a dedicated media room creates the ultimate spot for cozy movie nights or game days. We are looking forward to your visit !

Property details

Type: House, Single Family
Bedrooms: 5
Bathrooms: 6
Living area: 3,023 sq ft
Lot: 3,789 sq ft
Parking: 4
Year built: 2022
Property tax: $7,625 / yr
Days on market: 16
MLS®: R3168835

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer
Microwave

Floor plans

Found among the listing photos.

Price check

Typical for the area (-2.3%)

2026 assessment: $1,653,000 · asking is -5.1%
Price per sq ft: $519 vs $531 median for houses in Surrey for sale (1877)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 16 days · no price changes so far

The market here

Listed now: 64 days; median for 1937 houses for sale; this one 16 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,653,000	$5,665

The listing shows $7,625 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$7,467/mo

Mortgage $6,832 · Tax $635

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$6,832/ monthly

loan $1,254,400

25-year amortization

down payment20% · $313,60020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 10, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $795,088
property transfer tax: $29,360; BC general rate
cash to close: $342,960; down + PTT
total paid: $2,049,488

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Suite rent: $1,602/mo
Your cost after the suite: $6,168/mo; vs $7,642 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $6,832 · tax $635 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom (1-bedroom for the suite) in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

Lot outline: 351 m² (3,778 sq ft) · PID 030-742-277. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Ta'talu Elementaryhomes in this catchment
Secondary Earl Marriott Secondaryhomes in this catchment
2.2 km away · 15751 16 Ave, Surrey · 604-531-8354

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Development nearby

Rezoning for 194 homes
200 m away · 2024 · concluded
Rezoning from Acreage Residential Zone (RA) and Small Lot Residential Zone (R4) to Multiple Residential 30 Zone (RM-30) and Compact Residential Zone (R5); Subdivision from one (1) lot into three (3) lots; Neighbourhood Concept Plan (NCP) Amendment from Cluster Residential 6-10 UPA and Low Density Residential 6-10 UPA to Multiple Residential 15-25 UPA and to eliminate flex road and drainage corrido
Rezoning for 44 homes
340 m away · 2025 · conditionally approved
Rezoning a portion of the subject site from Acreage Residential Zone (RA) to High Density Townhouse Zone (MR4); Subdivision from one (1) lot into one (1) townhouse lot and one (1) park lot; Development Permit to permit the development of 44 townhouse units.
Rezoning
300 m away · 2025 · conditionally approved
Rezoning from Acreage Residential Zone (RA) to Multiple Residential 30 Zone (RM-30); Subdivision (consolidation) from two (2) lots into one (1) lot; Development Variance Permit to reduce the minimum front yard (south) setback from 4.5 metres to 4.0 metres for Buildings 4 5 8 and 9; and reduce the minimum rear yard (north) setback from 6.0 metres to 4.5 metres for Buildings 1 2 and 3; Development P

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Surrey development applications.

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