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$3,299,000

182 Baynes Dr

Union Bay/Fanny Bay, Fanny Bay · MLS® 1040026

4 bed · 4 bath · 4,408 sq ft · 1 sq ft lot · 6 parking

House · Single Family · built 2005 · 117 days on market

Listed by Leesa Vreugde, Real Broker

Experience the beauty of this unique waterfront property in Ships Point and delight in walking on to your south-west facing beach.Thoughtfully renovated with exceptional detail, the 4 bed 4 bath home captures stunning ocean and mountain vistas. Light filled living spaces are designed for comfort, beauty and connection, while the chef’s kitchen feature premium Miele appliances. A thoughtfully finished Carriage House offers flexible space for a studio, office and bedrooms and its 3 garages offer ample storage for vehicles, boats, and motorcycles, while an additional accessory pass through garage stores kayaks, paddleboards, skis, bikes and more. Imagine the delight in avoiding 2 ferries and taking your boat moored in the bay behind your home to “Hawaii of the North” Hornby island. Beautifully landscaped with 6 outdoor entertaining areas finish this home for year round beauty. Elegant, private, and unforgettable.

Type: House, Single Family
Bedrooms: 4
Bathrooms: 4
Living area: 4,408 sq ft
Lot: 1 sq ft
Parking: 6
Year built: 2005
Property tax: $8,704 / yr
Days on market: 117
MLS®: 1040026

The asking price is a long way from the assessment. That usually means the home has changed since the July 1 valuation date (a renovation, a new build, a subdivision), so we don't rate this one.

2026 assessment: $2,243,000 · asking is +47%
Est. market value: $2,273,498houses on Vancouver Island sold at a median +1.4% vs assessment this past year (75 sales)
Price per sq ft: $748 vs $485 median for houses in Union Bay/Fanny Bay for sale (23)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Cul-de-sac
Private setting
Other
Marine Oriented
Refrigerator
Hot Tub

On market 117 days · no price changes so far

$15,099/mo

Mortgage $14,373 · Tax $725

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$14,373/ monthly

loan $2,639,200

25-year amortization

down payment20% · $659,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 6, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $1,672,828
property transfer tax: $82,950; BC general rate
cash to close: $742,750; down + PTT
total paid: $4,312,028

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

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