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$4,249,900

184 TURTLEHEAD ROAD

Belcarra · MLS® R3167167

5 bed · 3 bath · 2,445 sq ft · 10,050 sq ft lot · 3 parking

House · Single Family · built 1974 · 21 days on market

Listed by Jordon Sutton, Angell, Hasman & Associates Realty Ltd.

Realtor's description

Stunning Belcarra oceanfront retreat, showcasing a timeless California coastal style and extensive renovations throughout. This exceptional property offers a rare blend of luxury, space, and waterfront living, featuring both a beautifully updated main residence and a private coach house. Recently featured in a national home magazine, the home highlights refined design, quality craftsmanship, and seamless indoor-outdoor flow. Enjoy over 1,700 square feet of expansive decks and balconies designed to capture sweeping ocean views, coastal breezes, and unforgettable sunsets. A brand-new private dock enhances the waterfront lifestyle, perfect for boating, paddleboarding, or simply enjoying the serene setting.

Property details

Type: House, Single Family
Bedrooms: 5
Bathrooms: 3
Living area: 2,445 sq ft
Lot: 10,050 sq ft
Parking: 3
Year built: 1974
Property tax: $21,789 / yr
Days on market: 21
MLS®: R3167167

Features

Treed
All
Hot Tub

Price check

Price per sq ft: $1,738 vs $914 median for houses in Belcarra for sale (10)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 21 days · no price changes so far

The market here

Listed now: 62 days; median for 10 houses for sale; this one 21 days

Houses in Belcarra. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$20,332/mo

Mortgage $18,516 · Tax $1,816

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$18,516/ monthly

loan $3,399,920

25-year amortization

down payment20% · $849,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $2,155,002
property transfer tax: $130,495; BC general rate
cash to close: $980,475; down + PTT
total paid: $5,554,922

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Suite rent: $1,708/mo
Your cost after the suite: $18,936/mo; vs $20,507 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $18,516 · tax $1,816 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom (1-bedroom for the suite) in Belcarra (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca