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$879,900

18636 65 AVENUE

Surrey · MLS® R3166042

4 bed · 4 bath · 2,026 sq ft · 2 parking

Townhouse · Single Family · built 1998 · 19 days on market

Listed by Karen Ralph, One Percent Realty Ltd.

Super-sized duplex style, move in ready townhouse with a whopping 2026sf for your enjoyment. Located in the desirable area of Cloverdale, near elementary & secondary schools (including French immersion), close to shopping & better yest in close proximity to the new Skytrain Hillcrest & Clayton stations, this townhouse has everything going for it. Fully renovated & updated, this home offers 3 bdrms upstairs, a modern kitchen, a beautiful family room & lvg/dng rm plus there's more! It has not 1 but 2 decks for the BBQ & relaxation. Artificial turf & private patio in the fully fenced byard for the kids & pets. Or you could turn the bsmt w/its own entrance & washroom into a studio apt for guest/extended family. Visit soon & you will be impressed. Furnace & h2o 2021, 2023 fully renovated.

Type: Townhouse, Single Family
Bedrooms: 4
Bathrooms: 4
Living area: 2,026 sq ft
Parking: 2
Year built: 1998
Property tax: $3,870 / yr
Strata fee: $461 / mo ($0.23 / sq ft)
Strata rules: Pets Allowed With Restrictions
Days on market: 19
MLS®: R3166042

Buying in a building from 1982 to 2000: what to read first

Below typical for the area (-14%)

2026 assessment: $868,000 · asking is +1.4%
Price per sq ft: $434 vs $504 median for townhouses in Surrey for sale (893)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Pets Allowed With Restrictions
Washer
Refrigerator
Dishwasher
Stove
Dryer

On market 19 days

Listed now: 51 days; median for 893 townhouses for sale; this one 19 days

Townhouses in Surrey. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

$4,617/mo

Mortgage $3,834 · Tax $322 · Strata $461

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$3,834/ monthly

loan $703,920

25-year amortization

down payment20% · $175,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $446,172
property transfer tax: $15,598; BC general rate
cash to close: $191,578; down + PTT
total paid: $1,150,092

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Rent: $1,956/mo
After all costs: −$2,992/mo
Cap rate: 1.1%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $3,834 · tax $322 · strata $461 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

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