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$150,000

197 1840 160 STREET

Surrey · MLS® R3133136

2 bed · 2 bath · 1,030 sq ft · 2 parking

House · Single Family · built 1975 · 117 days on market

Listed by Marnee Williams, Macdonald Realty (Surrey/152)

Welcome to Breakaway Bays, A fantastic opportunity to own an affordable home! First-time home buyer or Downsizer, 2 Bdrms plus large Den (could be 3rd bedroom), 2 Bathrooms, New washer/dryer, Plenty of storage indoors (11'x5') and out (8X8 shed) Large yard on a wonderful cul-de-sac. Pad rent includes electricity! Resort Style amenities including a pool and rec center, many events. No age restrictions, Pets allowed with restrictions, A great community to live in! Close to Highway 99, US Border, Shopping, White Rock Beach, Hospital, Transit etc. RV Storage available! A great place to call home. Canada Post to your door!

Type: House, Single Family
Bedrooms: 2
Bathrooms: 2
Living area: 1,030 sq ft
Parking: 2
Year built: 1975
Property tax: $749 / yr
Strata rules: Pets Allowed With Restrictions, Rentals Allowed
Days on market: 117
MLS®: R3133136

Price per sq ft: $146 vs $531 median for houses in Surrey for sale (1883)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Pets Allowed With Restrictions
Rentals Allowed
Washer
Refrigerator
Dishwasher
Stove

On market 117 days

Listed now: 63 days; median for 1883 houses for sale; this one 117 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

$716/mo

Mortgage $654 · Tax $62

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$654/ monthly

loan $120,000

25-year amortization

down payment20% · $30,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $76,061
property transfer tax: $1,500; BC general rate
cash to close: $31,500; down + PTT
total paid: $196,061

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

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