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$199,900

2 4485 W RIVER ROAD

Delta · MLS® R3076124

1 bed · 1 bath · 511 sq ft · 1 parking

House · Single Family · built 2020 · 274 days on market

Listed by Jackie Devonshire, Oakwyn Realty Ltd.

Live a unique waterfront lifestyle in the charming town of Port Guichon, Ladner. This updated float home is moored in a private marina with only 2 homes, with a charming roof top patio where you can watch the wildlife against a backdrop of the city and mountains in the distance. City services are connected and this 1 bedroom 1 bathroom home has been updated with a new roof, roof top patio, hard surface flooring throughout, and a new hot water tank in 2022. Monthly moorage $1000.

Type: House, Single Family
Bedrooms: 1
Bathrooms: 1
Living area: 511 sq ft
Parking: 1
Year built: 2020
Property tax: $221 / yr
Days on market: 274
MLS®: R3076124

Below typical for the area (-34%)

Price per sq ft: $391 vs $588 median for houses in Delta for sale (414)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

On market 274 days

Listed now: 57 days; median for 414 houses for sale; this one 274 days

Houses in Delta. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

$889/mo

Mortgage $871 · Tax $18

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$871/ monthly

loan $159,920

25-year amortization

down payment20% · $39,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $101,364
property transfer tax: $1,999; BC general rate
cash to close: $41,979; down + PTT
total paid: $261,284

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

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