20126 WHARF STREET

Maple Ridge · MLS® R3106589

6 bed · 4 bath · 2,572 sq ft · 6,900 sq ft lot · 6 parking

House · Single Family · built 1992 · 188 days on market

Listed by Claire Gong, Dracco Pacific Realty

AIRBNB & INVESTMENT OPPORTUNITY! Welcome to this beautifully renovated riverfront property offering breathtaking water and sunset views, with potential for a private dock. Extensively updated in September 2023, the home features a new roof, windows with motorized blinds, Hardie board exterior, modern kitchen, stylish bathrooms, updated lighting, new flooring, A/C, and all-new appliances. The former garage has been converted into additional living space, creating a versatile layout ideal for multi-generational living or a mortgage helper. With two levels and separate suites, this property offers excellent income potential. Conveniently located just minutes from Meadowtown Shopping Centre, Hammond Elementary, and Westview Secondary.

Type: House, Single Family
Bedrooms: 6
Bathrooms: 4
Living area: 2,572 sq ft
Lot: 6,900 sq ft
Parking: 6
Year built: 1992
Property tax: $10,624 / yr
Days on market: 188
MLS®: R3106589

Price per sq ft: $848 vs $498 median for houses in Maple Ridge for sale (477)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

On market 188 days

Listed now: 63 days; median for 477 houses for sale; this one 188 days

Houses in Maple Ridge. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

$10,383/mo

Mortgage $9,498 · Tax $885

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$9,498/ monthly

loan $1,744,000

25-year amortization

down payment20% · $436,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $1,105,415
property transfer tax: $43,400; BC general rate
cash to close: $479,400; down + PTT
total paid: $2,849,415

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

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