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$1,649,900

20346 WHARF STREET

Maple Ridge · MLS® R3142669

3 bed · 3 bath · 2,537 sq ft · 6,000 sq ft lot · 6 parking

House · Single Family · built 1990 · 98 days on market

Listed by Ryan Hartt, eXp Realty

Realtor's description

Rare WATERFRONT opportunity. Enjoy breathtaking river views from every window in this bright and well-designed 3-bedroom, 3-bathroom home. Original owners have maintained and truly cherished this property over the years. From the moment you enter through the front doors, you are greeted by spectacular water views showcased through expansive windows. The open-concept layout is ideal for hosting large gatherings and seamless entertaining, extending onto a spacious balcony and outdoor area. The generous primary bedroom upstairs offers even more impressive views, along with a private balcony perfect for relaxing with a coffee and a good book. Take advantage of your own private dock to launch a kayak or paddleboard, or simply unwind by the water. Ample parking includes a double garage, driveway space for four additional vehicles, and plus RV parking. Durable metal roof! Don´t miss this exceptional opportunity! Loads of potential!! Open House Saturday, July 25, from 2:00 to 4:00pm

Property details

Type: House, Single Family
Bedrooms: 3
Bathrooms: 3
Living area: 2,537 sq ft
Lot: 6,000 sq ft
Parking: 6
Year built: 1990
Property tax: $8,405 / yr
Days on market: 98
MLS®: R3142669

Features

Floor plans

Found among the listing photos.

Price check

Above typical for the area (+30%)

2026 assessment: $1,546,000 · asking is +6.7%
Price per sq ft: $650 vs $498 median for houses in Maple Ridge for sale (475)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 98 days · no price changes so far

The market here

Listed now: 63 days; median for 491 houses for sale; this one 98 days

Houses in Maple Ridge. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,546,000	$7,012

The listing shows $8,405 a year in property tax.

Estimate: the BC Assessment value times Maple Ridge's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$7,889/mo

Mortgage $7,188 · Tax $700

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$7,188/ monthly

loan $1,319,920

25-year amortization

down payment20% · $329,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $836,617
property transfer tax: $30,998; BC general rate
cash to close: $360,978; down + PTT
total paid: $2,156,537

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.