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$455,000

2195 Mimosa Drive

Westbank Centre, West Kelowna · MLS® 10386357

2 bed · 2 bath · 1,074 sq ft · 0 sq ft lot · 3 parking

House · Single Family · built 2007 · 155 days on market

Listed by Troy Sewell, Royal LePage Kelowna

Realtor's description

Welcome to beautiful Sage Creek- West Kelowna's Premier & Exclusive 45+ Adult Community. This open concept floor plan is perfect for entertaining, with the large great room is overlooked by the white cabinet kitchen and good sized dining nook. Off the great room are patio doors onto a large deck overlooking the private, fully fenced back yard and mountain and valley views beyond. Back inside and down the hall are 2 bedrooms including the large primary bedroom with walk in closet and full ensuite. This home show pride of ownership and has been immaculately maintained. Featuring a single car garage One of a kind amenities, a clubhouse w/ fitness center, kitchen and lounge. No GST, no PTT .

Property details

Type: House, Single Family
Bedrooms: 2
Bathrooms: 2
Living area: 1,074 sq ft
Lot: 0 sq ft
Parking: 3
Year built: 2007
Property tax: $2,470 / yr
Strata rules: Seniors Oriented
Days on market: 155
MLS®: 10386357

Features

Central island
Wheelchair access
Seniors Oriented
Refrigerator
Range
Microwave

Floor plans

Found among the listing photos.

Price check

Above typical for the area (+27%)

2026 assessment: $555,000 · asking is -18%
Price per sq ft: $424 vs $335 median for houses in Westbank Centre for sale (86)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 155 days · no price changes so far

The market here

Listed now: 59 days; median for 352 houses for sale; this one 155 days

Houses in West Kelowna. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$555,000	$2,754

The listing shows $2,470 a year in property tax.

Estimate: the BC Assessment value times West Kelowna's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$2,188/mo

Mortgage $1,982 · Tax $206

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,982/ monthly

loan $364,000

25-year amortization

down payment20% · $91,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $230,717
property transfer tax: $7,100; BC general rate
cash to close: $98,100; down + PTT
total paid: $594,717

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Location

Westbank Centre, West KelownaGoogle Maps ↗

Location

Westbank Centre, West KelownaGoogle Maps ↗

Schools

Catchment schools, Central Okanagan School District 23

Elementary Chief Tomat Elementaryhomes in this catchment
1.3 km away · 3365 East Boundary Rd, West Kelowna · 250-870-5127
Middle Constable Neil Bruce Middlehomes in this catchment
2.1 km away · 2010 Daimler Dr, West Kelowna · 250-870-5177
Secondary Mount Boucherie Secondaryhomes in this catchment
2.8 km away · 2751 Cameron Rd, West Kelowna · 250-870-5101

From the Central Okanagan School District 23's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Good to know

Agricultural Land Reserve
This address is inside the Agricultural Land Reserve. ALR land is set aside for farming; building, subdividing and non-farm uses follow Agricultural Land Commission rules.
Source: Agricultural Land Commission, ALR boundary
Wildfire
The BC Wildfire Service rates Kelowna's wildland urban interface as risk class 1 of 5 (the highest class). 4 wildfires of 10 hectares or more burned within 5 km since 2006: 2023 (14k ha), 2021 (976 ha), 2014 (246 ha), 2009 (303 ha). Some insurers price for wildfire, and FireSmart BC has a free home assessment guide.
Source: BC Wildfire Service, WUI risk class and fire perimeters

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

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