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$1,645,000

23430 CROSS ROAD

Maple Ridge · MLS® R3163887

5 bed · 5 bath · 3,639 sq ft · 7,279 sq ft lot · 7 parking

House · Single Family · built 2011 · 29 days on market

Listed by Scott Clarke, Sutton Group - 1st West Realty

Realtor's description

EXCEPTIONAL home by West Coast Dream Homes, set on a private 7,279 SF greenspace lot in a quiet cul-de-sac. Beautifully designed w/9´ ceilings, extra-high bsmt ceilings & fully finished in-law space. Stunning kitchen w/quartz counters, white & cherry cabinetry, dual chandeliers & concrete tile FP. Step onto the covered patio overlooking a beautifully landscaped yard w/irrigation, hardscape lighting & great exposure. Upper level offers 3 bdrms + spacious loft/office. TRIPLE tandem garage by West Coast Dream Garage (706 SF) w/custom shelving, workshop area, speaker system & height for car lift. Extra-long driveway, heat pump, built-in speakers, central vac & ample storage. Exceptional craftmanship & quality finishes throughout. RARE private setting. SEE VIDEO & FLOORPLAN. Private showings!

Property details

Type: House, Single Family
Bedrooms: 5
Bathrooms: 5
Living area: 3,639 sq ft
Lot: 7,279 sq ft
Parking: 7
Year built: 2011
Property tax: $8,987 / yr
Days on market: 29
MLS®: R3163887

Features

All
Refrigerator

Floor plans

Found among the listing photos.

Price check

Below typical for the area (-9.4%)

2026 assessment: $1,704,000 · asking is -3.5%
Price per sq ft: $452 vs $499 median for houses in Maple Ridge for sale (469)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 29 days · no price changes so far

The market here

Listed now: 64 days; median for 485 houses for sale; this one 29 days

Houses in Maple Ridge. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,704,000	$7,729

The listing shows $8,987 a year in property tax.

Estimate: the BC Assessment value times Maple Ridge's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$7,916/mo

Mortgage $7,167 · Tax $749

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$7,167/ monthly

loan $1,316,000

25-year amortization

down payment20% · $329,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $834,132
property transfer tax: $30,900; BC general rate
cash to close: $359,900; down + PTT
total paid: $2,150,132

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Suite rent: $1,426/mo
Your cost after the suite: $6,779/mo; vs $8,091 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $7,167 · tax $749 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom (1-bedroom for the suite) in Maple Ridge (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca