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$209,000

2345 Butt Road Unit# 309

Westbank Centre, West Kelowna · MLS® 10392206

All units at 2345 Butt Rd →

1 bath · 410 sq ft · 1 parking

Condo · Single Family · built 2023 · 109 days on market

Listed by Barinder Kahlon, Sutton Centre Realty

Realtor's description

Why rent when you can buy for this value ! Welcome to this north facing spacious studio. The floor plan has the sleeping area separated from the living room & kitchen. Affordable luxury living at its finest in the center of town.. Features include 9 foot ceilings, quartz countertops, stainless steel appliances, and vinyl plank flooring throughout. This home comes with forced air and air conditioning which is rare to find! If that wasn't enough, you will have access to a guest suite, fitness room, dog wash station, EV charging, and a lounge with a kitchen and pool table to relax in. Pets allowed with restrictions! Bike storage available in the garage, and there is a parking stall and storage locker! This perfect location is next to Superstore and the main strip, public transit and day to day needs all within walking distance. Built by experienced developer Central City. No GST or Property Transfer Tax makes this a great deal for your newly built home with warranty!

Property details

Type: Condo, Single Family
Bathrooms: 1
Living area: 410 sq ft
Parking: 1
Year built: 2023
Property tax: $1,041 / yr
Days on market: 109
MLS®: 10392206

Features

Corner Site
One Balcony
Washer
Refrigerator
Range - Electric
Dishwasher

Price check

Above typical for the area (+8.9%)

Price per sq ft: $510 vs $468 median for condos in Westbank Centre for sale (85)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 109 days · no price changes so far

The market here

Listed now: 86 days; median for 123 condos for sale; this one 109 days

Condos in West Kelowna. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$997/mo

Mortgage $911 · Tax $87

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$911/ monthly

loan $167,200

25-year amortization

down payment20% · $41,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $105,978
property transfer tax: $2,180; BC general rate
cash to close: $43,980; down + PTT
total paid: $273,178

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,394/mo
After all costs: $250/mo
Cap rate: 6.7%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $911 · tax $87 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a studio in Kelowna (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

Westbank Centre, West KelownaGoogle Maps ↗

Location

Westbank Centre, West KelownaGoogle Maps ↗

Schools

Catchment schools, Central Okanagan School District 23

Elementary Webber Road Elementaryhomes in this catchment
1.9 km away · 2829 Inverness Rd, West Kelowna · 250-768-3144
Middle Glenrosa Middlehomes in this catchment
2.3 km away · 3430 Webber Rd, West Kelowna · 250-870-5142
Secondary Mount Boucherie Secondaryhomes in this catchment
3.9 km away · 2751 Cameron Rd, West Kelowna · 250-870-5101

From the Central Okanagan School District 23's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Good to know

Agricultural Land Reserve
This address is inside the Agricultural Land Reserve. ALR land is set aside for farming; building, subdividing and non-farm uses follow Agricultural Land Commission rules.
Source: Agricultural Land Commission, ALR boundary
Wildfire
The BC Wildfire Service rates Kelowna's wildland urban interface as risk class 1 of 5 (the highest class). 6 wildfires of 10 hectares or more burned within 5 km since 2006: 2023 (14k ha), 2021 (976 ha), 2018 (15 ha), 2014 (246 ha) and more. Some insurers price for wildfire, and FireSmart BC has a free home assessment guide.
Source: BC Wildfire Service, WUI risk class and fire perimeters

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

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