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$625,000

25 7475 GARNET DRIVE, Sardis West Vedder

Chilliwack · MLS® R3144597

3 bed · 3 bath · 1,578 sq ft · 0 parking

Townhouse · Single Family · built 2004 · 90 days on market

Listed by Cameron Gemmell, Royal Lepage Wheeler Cheam

Welcome to Silver Creek Estates. This family-friendly complex is located in the heart of Sardis, close to schools, shopping, parks, and all amenities. This well-maintained 3-bedroom, 3-bathroom townhome features new main flooring on main, quartz countertops, updated stainless steel appliances, and a new heat pump. The spacious living room with a cozy gas fireplace flows into the dining area and kitchen, while the covered patio is perfect for summer evenings. The main floor also offers a 2-piece bath, large double garage, 5-foot crawl space, and a huge double driveway that easily fits two full-size trucks. Upstairs are three generous bedrooms, including a spacious primary suite with double closets and a 3-piece ensuite. A fantastic family home in a well-managed, sought-after complex!

Type: Townhouse, Single Family
Bedrooms: 3
Bathrooms: 3
Living area: 1,578 sq ft
Parking: 0
Year built: 2004
Property tax: $2,840 / yr
Days on market: 90
MLS®: R3144597

Above typical for the area (+11%)

Price per sq ft: $396 vs $357 median for townhouses in Chilliwack for sale (183)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Washer
Refrigerator
Dishwasher
Stove
Dryer

On market 90 days

Listed now: 49 days; median for 183 townhouses for sale; this one 90 days

Townhouses in Chilliwack. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

$2,960/mo

Mortgage $2,723 · Tax $237

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,723/ monthly

loan $500,000

25-year amortization

down payment20% · $125,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $316,920
property transfer tax: $10,500; BC general rate
cash to close: $135,500; down + PTT
total paid: $816,920

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Rent: $2,250/mo
After all costs: −$1,065/mo
Cap rate: 3.2%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $2,723 · tax $237 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom in Chilliwack (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

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