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$848,500

2635 SHOAL ROAD

Pender Island · MLS® R3159450

3 bed · 2 bath · 3,200 sq ft · 1 sq ft lot · 3 parking

House · Single Family · built 2004 · 39 days on market

Listed by Charmaine Harris, Coastal Life Realty Ltd.

Beautifully maintained south-facing West Coast-style home on a private 0.55-acre lot, a short walk to Thieves Bay Marina. Built in 2004, this custom Viceroy home features vaulted wood ceilings, large windows, quality construction, and a durable 40-year fiberglass shingle roof. The bright main level offers 3 bedrooms, including a primary with ensuite and private balcony. Enjoy small ocean glimpses, abundant natural light, and thoughtful updates including exterior paint, appliances, flooring, countertops, and a newer heat pump. Daylight basement with exterior access offers a family room plus unfinished space for future suite, studio, workshop, or storage. Close to moorage, whale watching, parks, trails, beach access, tennis & disc golf.

Type: House, Single Family
Bedrooms: 3
Bathrooms: 2
Living area: 3,200 sq ft
Lot: 1 sq ft
Parking: 3
Year built: 2004
Property tax: $4,504 / yr
Days on market: 39
MLS®: R3159450

Below typical for the area (-8.1%)

2026 assessment: $911,000 · asking is -6.9%
Est. market value: $923,387houses on Vancouver Island sold at a median +1.4% vs assessment this past year (75 sales)
Price per sq ft: $265 vs $586 median for houses in Pender Island for sale (35)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Rural Setting
All

On market 39 days · no price changes so far

$4,072/mo

Mortgage $3,697 · Tax $375

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$3,697/ monthly

loan $678,800

25-year amortization

down payment20% · $169,70020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 6, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $430,250
property transfer tax: $14,970; BC general rate
cash to close: $184,670; down + PTT
total paid: $1,109,050

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

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