2638 Clapperton Avenue

Merritt · MLS® 10402587

4 bed · 2 bath · 1,383 sq ft · 0 sq ft lot · 2 parking

House · Single Family · built 1963 · 5 days on market

Listed by Lesley Tucker, eXp Realty

INVESTOR-READY FULL DUPLEX in Merritt's growing rental market. A 1,383 sqft rancher-style with two self-contained 2 bed/1 bath suites, each with its own entry and functional layout, on an 8,840 sq ft lot. Both sides are tenanted, providing immediate cash flow. Great for first-time buyers: move into one side, renovate to your taste and let the other help pay the mortgage, or rent both and hold for the future. Interiors are lived-in with a mix of original and updated finishes, offering clear value-add potential. Large fenced backyard with mature trees, 2 storage sheds and 2 off-street parking. Prime location: steps from Diamond Vale Elementary, outside the flood zone with easy access to downtown and the highway. Contact for more details today!

Type: House, Single Family
Bedrooms: 4
Bathrooms: 2
Living area: 1,383 sq ft
Lot: 0 sq ft
Parking: 2
Year built: 1963
Property tax: $3,403 / yr
Days on market: 5
MLS®: 10402587

Below typical for the area (-9.8%)

2026 assessment: $374,000 · asking is +1.6%
Price per sq ft: $275 vs $304 median for houses in Merritt for sale (87)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Refrigerator
Range
Washer & Dryer

On market 5 days

Listed now: 79 days; median for 104 houses for sale; this one 5 days

Houses in Merritt. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

$1,939/mo

Mortgage $1,656 · Tax $284

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,656/ monthly

loan $303,999

25-year amortization

down payment20% · $76,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $192,687
property transfer tax: $5,600; BC general rate
cash to close: $81,600; down + PTT
total paid: $496,686

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

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