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$1,379,999

2886 160 STREET

Surrey · MLS® R3172188

5 bed · 4 bath · 2,480 sq ft · 2,809 sq ft lot · 3 parking

House · Single Family · built 2012 · 2 days on market

Listed by Rohit Jindal, Woodhouse Realty

Welcome to this elegant 5-bedroom home in prestigious Morgan Heights. Featuring an open-concept layout, 10' ceilings, hardwood floors, crown moulding, and quality finishes throughout. The gourmet kitchen offers custom cabinetry, quartz countertops, and premium stainless steel appliances, while the built-in TV and sound system add to the inviting living space. Upstairs features 3 spacious bedrooms, including a luxurious primary suite with a spa-inspired ensuite and dual walk-in closets. The lower level includes a 2-bedroom legal suite, ideal for rental income or extended family. Enjoy a private backyard with a deck, perfect for entertaining. Conveniently located near transit, shopping, parks, and amenities, within the catchment of Morgan Creek Elementary and Grandview Heights Secondary, and

Type: House, Single Family
Bedrooms: 5
Bathrooms: 4
Living area: 2,480 sq ft
Lot: 2,809 sq ft
Parking: 3
Year built: 2012
Property tax: $6,792 / yr
Days on market: 2
MLS®: R3172188

Typical for the area (+4.9%)

2026 assessment: $1,410,000 · asking is -2.1%
Price per sq ft: $556 vs $531 median for houses in Surrey for sale (1883)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Washer
Refrigerator
Dishwasher
Stove
Dryer
Garage door opener

On market 2 days

Listed now: 63 days; median for 1883 houses for sale; this one 2 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

Catchment schools, Surrey School District 36

Elementary Morgan Elementaryhomes in this catchment
Secondary Grandview Heights Secondaryhomes in this catchment

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

$6,579/mo

Mortgage $6,013 · Tax $566

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$6,013/ monthly

loan $1,103,999

25-year amortization

down payment20% · $276,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $699,758
property transfer tax: $25,600; BC general rate
cash to close: $301,600; down + PTT
total paid: $1,803,757

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Suite rent: $1,602/mo
Your cost after the suite: $5,280/mo; vs $6,754 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $6,013 · tax $566 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom (1-bedroom for the suite) in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

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