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$799,000

3 1660 148 STREET

Surrey · MLS® R3163668

2 bed · 3 bath · 1,947 sq ft · 2 parking

Townhouse · Single Family · built 1983 · 27 days on market

Listed by Courtney Sitoski, Sutton Group-West Coast Realty (Surrey/24)

Realtor's description

Rarely available in Englesea Court! This spacious 1,947 sq. ft. duplex-style townhome offers the convenience of main-floor living with 2 bedrooms and 2 full bathrooms, including a generous primary suite. The bright, open living room features vaulted ceilings, while the expansive living and dining areas are designed to accommodate house-sized furniture and open onto a large, private patio. Located in a well-maintained boutique complex of just 16 duplex-style homes, this sought-after community offers a peaceful setting in the heart of South Surrey. Centrally located just steps to Semiahmoo Mall, transit, shops, services, and everyday amenities. Complete with a double garage & workbench area. Double car garage, workshop, beautiful backyard! 55+ w. pet restrictions.

Property details

Type: Townhouse, Single Family
Bedrooms: 2
Bathrooms: 3
Living area: 1,947 sq ft
Parking: 2
Year built: 1983
Property tax: $3,938 / yr
Strata fee: $592 / mo ($0.30 / sq ft)
Strata rules: Age Restrictions
Days on market: 27
MLS®: R3163668

Buying in a building from 1982 to 2000: what to read first

Features

Age Restrictions
Washer
Refrigerator
Dishwasher
Stove
Dryer

Floor plans

Found among the listing photos.

Price check

Below typical for the area (-19%)

2026 assessment: $1,009,000 · asking is -21%
Price per sq ft: $410 vs $504 median for townhouses in Surrey for sale (868)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 27 days · no price changes so far

The market here

Listed now: 51 days; median for 882 townhouses for sale; this one 27 days

Townhouses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,009,000	$3,458
2025	$1,058,000	$3,289

Estimated tax up 5.1% from 2025 to 2026.

The listing shows $3,938 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$4,402/mo

Mortgage $3,481 · Tax $328 · Strata $592

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$3,481/ monthly

loan $639,200

25-year amortization

down payment20% · $159,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $405,150
property transfer tax: $13,980; BC general rate
cash to close: $173,780; down + PTT
total paid: $1,044,350

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,872/mo
After all costs: −$2,854/mo
Cap rate: 0.9%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $3,481 · tax $328 · strata $592 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

The building's lot: 7,731 m² (83,216 sq ft) · PID 000-738-310. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary H.T. Thrift Elementaryhomes in this catchment
200 m away · 1739 148 St, Surrey · 604-536-8712
Secondary Semiahmoo Secondaryhomes in this catchment
300 m away · 1785 148 St, Surrey · 604-536-2131

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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