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$399,000

3007 38 Street

City of Vernon, Vernon · MLS® 10397043

3 bed · 2 bath · 1,214 sq ft · 0 sq ft lot · 2 parking

House · Single Family · built 1929 · 61 days on market

Listed by Rob Wasiliew, Coldwell Banker Executives Realty

3 bedroom, 2 bathroom home with alley access in good location, a short walk to downtown Vernon. This home features a primary bedroom on the main floor with a 3 piece ensuite. There is a living room off the front door and a large family room with sliding doors at the back of the home that opens up to a beautiful patio. Upstairs there are two additional bedrooms. The backyard is fully fenced, has raised garden beds and storage sheds. Ample off street parking from the back alley. Great as a family home or investment.

Type: House, Single Family
Bedrooms: 3
Bathrooms: 2
Living area: 1,214 sq ft
Lot: 0 sq ft
Parking: 2
Year built: 1929
Property tax: $2,758 / yr
Days on market: 61
MLS®: 10397043

Below typical for the area (-12%)

2026 assessment: $482,000 · asking is -17%
Price per sq ft: $329 vs $374 median for houses in City of Vernon for sale (19)
Last sold: $492,000 · May 13, 2023

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

On market 61 days

Listed now: 80 days; median for 394 houses for sale; this one 61 days

Houses in Vernon. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

$1,968/mo

Mortgage $1,738 · Tax $230

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,738/ monthly

loan $319,200

25-year amortization

down payment20% · $79,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $202,321
property transfer tax: $5,980; BC general rate
cash to close: $85,780; down + PTT
total paid: $521,521

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

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